Amazing article!  I love some of the quotes from over 600 subscribers that replied to this!  We all think similarly.  In our 20's there is no need to think about retirement, just focus on spreading our wings and having fun.  30's hit and it is time to settle down with a career, white picket fence and kids.  We all have this stereotype in our mind of where we should be in each decade of our life.  

“When I turned 40 my father told me that I’d enjoy my forties because in your 20s you think you know what’s going on, in your 30s you realize you probably don’t, and in your 40s you can relax and just accept things. I’m 58 and he was right.”

https://qz.com/318814/the-ten-most-important-life-lessons-to-master-in-your-30s/